2011 February 5 AcuHealth Centre

2011  February  5  AcuHealth Centre

Latest Tweets@markoheijnen At some point we''ll try to set up a fulfillment center in Europe too.@markoheijnen There''s not much we can do about shipping costs. They''re determined by the shipping companies based on weight and distance.@abjfotografie Will add a couple of new hoodies next week.@CookiesForDevo Not right now... heavy to ship and too easy to break in transit. Maybe again in the future.@ajmorris Temporary solution, using fulfillment co''s platform. We''re too busy building 3.3 to run a store! :)Recent CommentsMr WordPress on AcuHealth CentreRecent Posts Why Debt Credit Settlement Works

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The Effect Of Bank Consolidation On The Performance Of Banks In Nigeria

CHAPTER ONE1.0 BACKGROUND OF THE STUDYThe recapitalization and consolidation exercise in the banking industry by the former Central Bank of Nigeria Governor, Professor Charles Soludo has necessitated the need for different organization to engage in corporate Consolidation (mergers and acquisition). The concept of recapitalization refers to the current trend of compelling all commercial banks to raise their capital base from 2billion to 25billion Naira by the Central Bank of Nigeria on or before 31st December 2005. This has sent some of these banks on the move to consider Merger and Acq Sell House Fast uisition as a survival strategy.WHERE WE WERE BEFORE CONSOLIDATION89 banks with 3,382 branches predominantly in the urban centres as at June 2004 characterized by structural and operational weaknesses such as:Low capital base ; Dominance of a few banksInsolvency and illiquidity.Over dependence on public sector deposits and foreign exchange trading.Poor asset quality.Weak corporate governance; A system with low depositor confidence.Banks that could not effectively support the real sector of the company at 24% of GDP, compared to Africa average of 78% and 272% for developed countries.1.0.

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Foreclosures of most US states bypass judicial process

A team of attorneys generals of 50 states is investigating the case of banks and servicers using thousands of documents that were not properly checked by its employees. More than half offoreclosures happen in 27 states which have no compulsory supervision by courts.There is often a clash of issues in states in which trustees employed by mortgage servicers and lenders, instead of courts, oversee the process of foreclosures. Trustees get remuneration by the processing of loans and faster they complete it, the greater is their business.In a judicial state, the lender has to submit a law suit in order to start foreclosure. But in the case of a few non-judicial states like Colorado, a court order is required to permit a sale as per the National Consumer Law Center. In a few non-judicial states, such as Washington, a bank employs a trustee to deal with foreclosure and the documents are not reviewed by courts.However, in the case of We Buy Any House judicial states numbering 23, homeowners can present complaints before the judges overseeing foreclosures. Attorneys general of non- judicial states like Texas, Washington, and Arizona are carrying on independent investigations of practices of mortgage foreclosures and overseeing documents used for foreclosures.Rob McKenna, attorney general of Washington said at a press conference in October that theforeclosure process in the state often consists of faulty documents, faulty chains of ownership, conflicts of interest and inability to conduct mediations necessitated by law.McKenna sent around 50 letters to trustees in Washington, calling for them to freeze foreclosures where documentation had not been assured as signed legally or cases where chain of ownership of homes was not evident.Washington is expected to have 40,000 foreclosures in 2010 compared to 2009 figure of 31,000 as per Seattle based Statewide Poverty Action Network.

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No Diploma, No Problem: High Paying Jobs Without A Degree

When it comes to jobs and careers, it’s an accepted fact that getting the best jobs means having a college degree. Although getting an education is undoubtedly important, it’s not always a requirement to get a quality job. There are a number of factors involved in getting any job, but here are some key things to know about high-paying jobs without a degree.If you’re entering the job market without a degree, there’s no reason that you have to be at a disadvantage. Some of the best careers don’t require a degree. One reason for this is that many jobs place a high value on work experience. For some jobs, such as management and supervisory positions, it’s important to have experience working with others and being able to organize them in an effective way. When you’re able to command peopl credit score range e well and ensure that your company does its job, that’s the most important factor to your employer. Many top positions also place emphasis on on-the-job training.People who think about the top high-paying jobs often consider 100k jobs as the best careers to have. It is true that many of these positions require an advanced college degree, such as a doctorate or medical degree or an MBA. However, even if you didn’t graduate from college with a degree the experience of taking college courses is also desirable to employers. If you have taken some college courses, don’t hesitate to mention this to a potential employer.So if 100k careers aren’t out of reach even if you haven’t earned a degree, what options do you have? Well, there really are a number of high-paying careers available to you.

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Bank of America owns up to selling bad loans to Fannie Mae and Freddie Mac

The number one lender in the country admits it sold faulty information on loans to Fannie Mae and Freddie Mac and will pay more than over $2.6 billion to settle claims. The lender giants backed by the government is trying to force other lenders to buy back loans that may have been made with incorrect data on income and home values.Perhaps this is a lesson for investors and lenders that being greedy isn’t necessarily a good thing and if you do wrong it will end up back in your lap at some point. Hence why the lender who bought Countrywide is now facing all these issues, after all Country wide was notorious for having specialty mortgage products. No doc loans, stated income loans, no ratio and the gambit of other creative mortgage loans is finally rarely its head. Unfortunately, Bank of America isn’t the only lender facing buying ba same day loans ck mortgages. Bank of America faced buying back $12.9 billion in unresolved putback demands on soured mortgages, with about half related to government sponsored entities.It isn’t surprising the lending giant had a reserve of over $4.4 billion for costs related to the problem. What does this tell you? Sadly to say it was something they expected to deal with when they purchased Countrywide. The windfall of foreclosures and the accusations of many of the large lenders falsifying foreclosure documents have only added to the large issue at hand.So what is the lesson to be learned here? Perhaps nothing at all, except that capitalism is alive and well today as it ever was. In the end though who really pays for the greed of others? The everyday paying citizen does the government, your grand children and so greed pays it forward every day.

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